Data Dictionary

Acquirer Response Code

Code from the acquiring bank that indicates the result of the authorization request.

100

—

Acquirer Response Description

Text description from the acquiring bank explaining the authorization result.

Approved

Auth Response / Reason

Acquirer Response Description & Code

Combined field that concatenates the acquirer response code and its description.

Expired Card (522)

—

Attempt #

Sequential number of the authorization attempt for the same transaction.

2

—

Auth Type

Specifies the category of authorization applied.

Conditional Deposit, Authorization, Refund Authorization

—

AVS Response Code

Code returned by the Address Verification System indicating whether the billing address matched what was on file with the issuer.

22

—

CVV Response Code

Code returned by the card network indicating whether the CVV/CVV2 matched.

M

—

Day of Month

Numeric day of the month (1–31) when the transaction was authorized.

15

—

Day of Week

Name of the day when the authorization occurred.

Wed

—

Initial Network Response Code

Response code from the card network on the very first authorization attempt.

Transaction Not Allowed

—

Initial Network Response Description

Response code from the network for the first authorization attempt.

6P

—

Initial Response Description

Text description from the acquirer for the first authorization attempt.

Call Issuer

—

MCC

Merchant Category Code sourced directly from the acquirer authorization data

1234

—

MOTO Indicator

Codes indicating if the transaction was Mail Order or Telephone Order.

5

—

MOTO Indicator Description

A description of the MOTO indicator code.

Non-Authentication E-Comm

—

Network Advice Code

Code provided by the network suggesting additional action; currently used by Stripe.

03

—

Network Response Code

Code from the card network indicating the result of the authorization.

122

—

Network Response Description

Text description from the card network describing the response.

3DS Authentication Error

—

Network Response Description & Code

Combined field that concatenates the network response code and its description.

3DS Authentication Error-122

—

OP Response Description

Internal normalized description of the authorization result, grouped for reporting.

Cvd/Cvv2/Cvc2 Failure

Decline Reasons / Auth Response Group / Reject Reason Group / Reason Group

POS Entry Mode

How the card data was entered (e.g., chip, swipe, manual entry, contactless).

Contactless Chip

—

Presenter

Name of presenter or merchant system that sent the authorization.

worldpay

Presenter

Token Indicator

Indicates whether a transaction was processed using a network token.

Network Token

—

Wallet Type

Identifies the digital wallet used in the authorization attempt

Apple Pay, Google Pay

—

Card Classification

OP Combined field of Card Type and Card Funding Source.

Corporate - Prepaid

Card Type-Class

Card Funding Source

Identifies how the card is funded, such as Credit, Debit, or Prepaid.

Credit

Card Type

Card Product Type

Specifies the card category, such as Consumer, Commercial, or Corporate.

Large Market Enterprise

—

Card Regulated

Indicates whether the card is subject to interchange regulation (e.g., Durbin Amendment in the U.S.).

—

—

Credit Debit

Indicates whether the card is credit or debit.

Credit, Debit

—

Debit Regulated Indicator

Indicates whether the card is regulated or non-regulated debit.

Regulated with Fraud, Unregulated

Card Issuer Regulated

Debit Routing Eligible

Shows if a debit card can be processed through multiple debit networks.

Y

—

Detailed Funding Source

OP combined field of Card Reloadability and Card Funding Source.

Prepaid - Non Reloadable

Funding Source

Issuer Country

The country where the card issuer is located.

United States of America

Country of Issuance

Issuer Group

The banking group or brand family the issuer belongs to (e.g., Chase, Bank of America).

JP Morgan Chase

Bank Group

Issuer Name

The official name of the issuing bank.

Jpmorgan Chase Bank N.A.

—

Prepaid Type

Defines the type of prepaid card, such as reloadable or non-reloadable.

Reloadable

—

BIN6

The first six digits of the card number (Bank Identification Number), used to identify the issuing bank and card type.

411111

Bin

BIN8

The first eight digits of the card number (Bank Identification Number), used to identify the issuing bank and card type.

41111111

—

Brand

The card’s payment network brand.

Visa, Mastercard, Amex, Discover

—

MOP Name

The specific method of payment name that combines the card brand and funding type.

Visa Debit, Amex Credit, Star, Accel, NYCE

Method of Payment

MOP Network Name

The network provider that processes the transaction.

Visa, Mastercard, PayPal

MOP Group

MOP Type

The broader category of the method of payment.

Visa, Mastercard, PayPal Account

—

OP MOP Category

Optimized Payments’ internal classification of payment method type.

Card Based, PIN/PINless Debit

Type of Payment

Presentment

Currency in which the transaction was presented to the customer at the point of sale.

USD, CAD, MXN

Presentment Currency

Reporting

Currency used for internal reporting; defaults to USD across all clients.

USD, CAD, MXN

—

Settlement

Currency in which the transaction was settled between acquirer and merchant.

USD, CAD, MXN

—

Category

Category of dispute.

Fraud, Processing Errors, Authorization

Dispute Category

CB Reason Code

Chargeback reason code assigned by the acquirers.

10.4

—

CB Reason Code Name

Chargeback reason description provided by the acquirers.

Other Fraud-Card Absent Environment

Reason Group

CB Reason Description & Code

Combined field that includes both description and code for the chargeback reason.

Other Fraud-Card Absent Environment (10.4)

—

Current Position

Current status of the dispute process.

Win, Loss

—

Dispute Type

Type of dispute.

Chargeback, RDR

—

Financial Impact

Financial impact of the dispute on the merchant.

Credit, Debit, No Impact

—

Network CB Reason Code

Chargeback reason code as defined by the network.

4853

Reason

Network CB Reason Description

Text description of the network chargeback reason

Cardholder Dispute

—

Network CB Reason Description & Code

Combined code and description of the network chargeback reason.

Cardholder Dispute (4853)

—

Fee Category

Different categories of fees.

Interchange, Network, Acquirer

KPI Response Subcategory / Fee Category

Fee Code

Code assigned to the fee by the network or acquirer.

MC Consumer Standard Prepaid

—

Fee Name

Name of the fee.

MC Consumer Merit 1

Fee Name

Fee Note

Description or note clarifying the fee type.

ChargebackReversed, PayPal Rates

—

Fee Rate %

Fee expressed as a percentage of the transaction amount.

0.017341

—

Fee Rate PI

Fixed fee charged per transaction.

0.200000

—

Fee Sub-Category

Sub-classification of the fee for more detailed grouping.

Processing Fees

Fee Sub Category

Fee Sub-Category 2

Additional sub-classification of the fee.

Visa Prepaid International

Fee Sub Category 2

Txn Type

Transaction type associated with the fee.

Sales, Refund

—

Acquirer

The name of the acquiring bank or processor that authorizes and settles transactions.

Chase, Vantiv

Processor

Business

The merchant’s business name used for identification and reporting.

Retail

—

Business Type

Classification of the merchant’s line of business or industry.

Resort, Business

—

Card Environment

The environment in which the transaction took place.

Ecomm

—

Chain

The chain identifier associated with the merchant.

154739

—

DBA Country

The country where the merchant’s Doing Business As (DBA) entity is registered or operates.

USA, Canada

—

DBA Name

The Doing Business As (DBA) name of the merchant, typically the customer-facing brand.

Donut_Shop

MID Name

DBA State

The state where the merchant’s DBA operates.

NC, GA, CO, OH

—

Descriptor

The text that appears on the cardholder’s bank statement for a transaction.

Mobile

—

District

The district identifier assigned to organize the merchant within its organization.

Greater Atlanta

—

Division

The division of the merchant’s organization responsible for a location or group of locations.

IN INS OH Utility

—

Industry

The industry category or vertical classification of the merchant.

Government, Retail

—

Legal Name

The legal, registered entity name of the merchant.

Donut Shop LLC

—

Location Name

The descriptive name assigned to a specific merchant location.

BMW Atlanta

—

Location Number

The internal numeric identifier for a merchant location.

2345

—

MCC

The four-digit Merchant Category Code assigned by card networks to classify merchant type.

1234

MCC

Merchant Account

The company or account name used by the merchant.

DonutShop-Chase

Merchant Account

OP Reporting MID Name

A combined field of the merchant’s MID and DBA name, used for reporting.

Digital-12345

Division Name

Parent

The parent company or corporate entity that owns or oversees the merchant.

Wells Fargo

—

POS Type

The type of point-of-sale system or channel used for transactions.

Gift Cards, Kiosk

—

Region

The geographic region where the merchant operates.

Southeast

—

Reporting Group

A Vantiv-specific grouping field that consolidate multiple merchant accounts under a common reporting name

Donut in Atlanta

Reporting Group / SubGroup

Rollup1

The first custom grouping used for reporting purposes.

Donuts - Chase

Group Name / Reporting Group Name

Rollup2

The second custom grouping used for reporting purposes.

Demo Chase

Harmonize Group

Tax ID

The tax identification number assigned to the merchant for compliance and reporting.

11-1234567

—

AVS Response Code

The Address Verification System code returned for the transaction, indicating whether the billing address matched.

81

—

Country

The country where the transaction originated.

United States, Canada

—

Currency Pair

Pair of presentment and settlement currency.

Presentment Currency (HKD) - Settlement Currency (USD)

CVV Response Code

The Card Verification Value code returned for the transaction, indicating CVV match status.

S, U

—

Downgrade Code

The code assigned when a transaction is downgraded by the processor.

226

—

Downgrade Reason

The descriptive reason explaining why a transaction was downgraded.

No CVV Data present on Track Data

—

Downgrade Reason & Code

A combined field showing both the downgrade reason and its associated code.

No CVV Data present on Track Data (226)

—

Funding Method

Indicates if the transaction was conveyed and settled.

Conveyed, Settled

—

IC Code

The interchange category code applied to the transaction.

274253

—

IC Code Description

A description of the interchange category code.

MC Business Level 1 Standard

—

MCC

The Merchant Category Code passed from the PSP for the transaction.

1234

—

MID

The Merchant ID tied to the transaction.

123456789

SE Number

MOTO Indicator

Codes indicating if the transaction was Mail Order or Telephone Order.

5

—

MOTO Indicator Description

A description of the MOTO indicator code.

Non-Authentication E-Comm

—

POS Entry Mode

The method by which card data was entered at the point of sale.

108

—

POS Entry Mode Description

A description of the POS entry mode used for the transaction.

Manual, EMV-enabled Device, No Track II

—

Presenter Name

The name of the entity (merchant system or processor) that presented the transaction.

worldpay

—

PSP Data Source

The Payment Service Provider that supplied the transaction data.

CLE_SETTLEMENT (Fiserv), Vantiv Debit

—

Settled Day of Month

The numeric day of the month when the transaction was settled.

15

—

Settled Day of Week

The day of the week when the transaction was settled.

TUES

—

Sub-Category

The transaction sub-type or classification.

RDR, Sale, Refund

—

Sub-Merchant ID

Identifier used to track the sub-merchant associated with the transaction.

123456

—

Token Indicator

Indicates whether a transaction was processed using a network token.

Network Token

—

Wallet Type

Identifies the digital wallet used in the transaction

Apple Pay, Google Pay

—