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Authorizations - Research & Downloads

🔍 Authorization Research & Downloads

The Authorization Research & Downloads tool is your deep-dive interface for transaction-level analysis. It’s designed to provide full transparency into individual authorization records — enabling detailed case research, ad hoc reporting, and audit validation.

Whether you're investigating a specific transaction, validating processor charges, or building a custom report, this tool gives you the controls and visibility needed.


🧾 What It Does

  • Displays raw, row-level authorization data

  • Includes comprehensive filters for narrowing to specific transactions

  • Offers 174+ fields across client, processor, MID, card data, and metadata

  • Allows for on-screen review or CSV/Excel downloads

  • Supports multi-transaction analysis for operational follow-up, dispute validation, or performance modeling


🧭 Filtering Capabilities

At the top of the tool, a full panel of filters allows you to precisely target the transactions you need:

Filter Name

Function

Acquirer (PSP)

Filter to a specific payment service provider or processor

Auth Response Category

Select by response grouping (e.g., Approved, Declined, Rejected)

Authorization Amount

Filter by a minimum and maximum authorization value

Authorization Code

Search by specific authorization code (exact match)

Authorization Date

Set date range for authorizations (default: last 6 months)

BIN (First 6)

Enter first six digits of card number (BIN) to analyze issuer trends

Card Issuer Group

Search transactions by card issuers

Card Number

Filter by card number pattern (masked, ends with)

Merchant Account

Look up transactions by merchant account

Merchant Order Number

Search using exact or partial merchant order reference

MID

Filter by specific Merchant ID

MID Name (Division)

Select by merchant division name

MID Rollup 2 (Harmonize Group)

View grouped MIDs under a harmonized rollup

MOP Name

Refine by method of payment

Network Response Code

Search or group by network-specific response codes

📌 Multiple filter combinations can be applied simultaneously to zero in on specific use cases.


📂 Example Use Cases

Use Case

How to Do It

Find all declined Visa auths for a specific MID

Set MOP = Visa, Transaction Subcategory = Declines, Merchant ID = X

Audit all transactions above $1,000 from a certain card BIN

Set Card Number Start, filter by Amount > $1,000 (in advanced filters)

Download all approvals from a specific PSP in February

Set Transaction Date, filter PSP, and Transaction Subcategory = Approvals


⬇️ Downloading the Data

Once you’ve applied your filters:

  1. Scroll to the bottom of the data table

  2. Use the export button (in the corner of the data grid)

  3. Choose CSV or Excel format

  4. Your download will reflect all visible and filtered columns

📌 Downloads may be limited to a max row count depending on configuration — reach out to your Account Manager if you need bulk access.


🧠 Best Practices

  • Use Transaction Reference Number or File ID for forensic transaction tracking

  • Use BIN & Issuer Grouping to isolate patterns from specific banks

  • Pair this with the Declines Dashboard to validate reject behavior in context

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