Harmonize Research & Downloads is your centralized, self-service data engine for transaction-level insights. It empowers you to explore, investigate, and export granular payments data across all of your payment service providers (PSPs) in one unified interface — no data wrangling or report stitching required.
Built on detailed-level transaction data, this tool ensures you always have access to the facts — whether you're investigating disputes, validating fee charges, or tracking down missing funds.
Why It Matters
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Transparency Across All Providers
Unifies raw data from all PSPs, so you no longer have to manage multiple exports or portals -
Complete Auditability
Every record — from authorizations and settlements to disputes and refunds — is available in a standardized format, making audits and reconciliations faster and more reliable -
Empowers Operations & Finance Teams
Supports operational research, financial validation, and detailed performance tracking — all without requiring SQL, data teams, or manual reporting -
Export-Ready
Filter, review, and download exactly what you need for internal use, partner communication, or system integration
What You Can Use It For
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Use Case |
Research Module |
|---|---|
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Investigate declines or anomalies in authorization behavior |
Authorization Research |
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Validate net sales, processor fees, or refund volumes |
Sales Research |
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Trace dispute lifecycle and evaluate win rates |
Disputes Research |
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Export large volumes of detailed data for reconciliation |
All modules |
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Cross-reference activity across PSPs or merchants |
All modules |
Powered by Detail-Level Data
Unlike summary dashboards, Research & Downloads is built on the raw data from your PSPs. That means:
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One row per transaction or dispute event
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170+ fields across client, merchant, issuer, card, fee, and metadata
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Configurable filters and dynamic summary metrics
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No aggregation — just pure, traceable, record-level truth
Whether you’re resolving a customer complaint, validating processor invoices, or building your own reports — Research & Downloads puts your transaction data in your hands, with clarity, scale, and speed.