Research and Downloads
Harmonize Research & Downloads is your centralized, self-service data engine for transaction-level insights. It empowers you to explore, investigate, and export granular payments data across all of your payment service providers (PSPs) in one unified interface — no data wrangling or report stitching required.
Built on detailed-level transaction data, this tool ensures you always have access to the facts — whether you're investigating disputes, validating fee charges, or tracking down missing funds.
💡 Why It Matters
🔎 Transparency Across All Providers
Unifies raw data from all PSPs, so you no longer have to manage multiple exports or portals📂 Complete Auditability
Every record — from authorizations and settlements to disputes and refunds — is available in a standardized format, making audits and reconciliations faster and more reliable📈 Empowers Operations & Finance Teams
Supports operational research, financial validation, and detailed performance tracking — all without requiring SQL, data teams, or manual reporting⬇️ Export-Ready
Filter, review, and download exactly what you need for internal use, partner communication, or system integration
🛠️ What You Can Use It For
Use Case | Research Module |
|---|---|
Investigate declines or anomalies in authorization behavior | Authorization Research |
Validate net sales, processor fees, or refund volumes | Sales Research |
Trace dispute lifecycle and evaluate win rates | Disputes Research |
Export large volumes of detailed data for reconciliation | All modules |
Cross-reference activity across PSPs or merchants | All modules |
🔍 Powered by Detail-Level Data
Unlike summary dashboards, Research & Downloads is built on the raw data from your PSPs. That means:
One row per transaction or dispute event
170+ fields across client, merchant, issuer, card, fee, and metadata
Configurable filters and dynamic summary metrics
No aggregation — just pure, traceable, record-level truth
📌 Whether you’re resolving a customer complaint, validating processor invoices, or building your own reports — Research & Downloads puts your transaction data in your hands, with clarity, scale, and speed.