Harmonize Integration Guides

Welcome to the Harmonize Integration Guide, your step-by-step resource for connecting your payment processors to the Harmonize platform. Whether you're integrating through modern APIs or coordinating secure SFTP delivery with legacy providers, this guide provides the detailed instructions, links, and templates you need to get started smoothly.

Optimized Payments will ingest daily transaction files and historical data from your payment processor, standardize and analyze using proprietary algorithms to build analytics dashboards. This data will help identify savings opportunities, help improve authorization rates, accelerate reconciliation, and manage chargebacks.

Data Security:

Optimized Payments is SOC 2 Type 2 compliant.

Optimized Payments will not request, store, or process any Personally Identifiable Information (PII) in Client transaction data. All transaction data is securely stored in a cloud data warehouse.

Access to the any payment processor’s portal is view-only, used solely for downloading missing files or performing necessary tasks.

What This Guide Covers

Each section of this documentation outlines:

• Connection Type (e.g., API or SFTP)

• Overview of how Harmonize integrates with each provider

• Required Credentials or account access

• Step-by-Step Instructions tailored to the PSP

• Verification process and what to expect

• Help contacts and escalation paths

📧 Contact us at [email protected] — our onboarding team is here to help and can guide you step-by-step.

We recommend starting with your signed service order or integration scope document to determine which providers are in scope for your account.

Payment Service Provider (PSP) Integration Guides