Debit Optimization


The Debit Optimization dashboards help you find opportunities to route debit transactions over lower-cost networks and measure the impact of doing so. Many debit cards can be routed over PIN or PINless debit networks that carry lower interchange and network costs than a signature/credit rail, and these dashboards surface where that opportunity exists and how much of it you're already capturing.

Use them to confirm which BINs are eligible for debit routing, to break down PIN debit volume and performance by network and merchant, and to track PINless debit adoption and the savings it generates over time. Together they give you a clear view of your current debit routing mix and where there's room to shift volume toward cheaper networks.